MVA Fund Botswana

The Motor Vehicle Accident (MVA) Fund of Botswana is a statutory body established with the core mandate of providing compensation and rehabilitation support to victims of road traffic crashes across the country. The Fund also plays a significant role in road safety promotion and injury prevention initiatives, making it a pivotal institution in Botswana’s transport and public health ecosystems.

Mandate and Objectives

Established over three decades ago, the MVA Fund was created in response to the urgent need for a structured and accessible third-party insurance scheme in Botswana. The primary goal was to ensure that persons injured or killed in road traffic accidents receive timely and adequate financial, medical, and rehabilitative support.

Key objectives include:

• Compensation of victims of road crashes or their dependents.

• Provision of medical care and rehabilitation services to affected individuals.

• Promotion of road safety awareness and accident prevention campaigns.

• Management of third-party motor insurance coverage for drivers and vehicle owners in Botswana.

Scope of Benefits Offered

The MVA Fund delivers a wide range of benefits aimed at mitigating the consequences of road traffic accidents. These include:

1. Medical Care and Rehabilitation

   • Hospitalization and emergency care

   • Physiotherapy and specialized treatment

   • Long-term rehabilitation and assistive devices

2. Loss of Income Compensation

   • Temporary or permanent loss of earning capacity

   • Monthly compensation based on assessed loss

3. Loss of Support

   • Financial assistance to dependents of deceased victims

   • Structured according to the deceased’s prior income and dependents’ needs

4. Funeral Expenses

   • Reasonable costs incurred in funeral arrangements

   • Support provided to families regardless of fault

5. Incidental Expenses

   • Transportation to health facilities

   • Caregiver allowances or support for temporary caregivers

6. Enhancement of Quality of Life

   • Home or vehicle modifications for disabled beneficiaries

   • Vocational training for reintegration into the workforce

History and Industry Context

When the Fund was introduced, Botswana’s insurance sector was grappling with rapidly escalating road traffic accidents. Industry stakeholders had proposed steep premium increases to cover rising claims, but the Government was concerned that such costs would be prohibitive for the average motorist. In response, the MVA Fund was conceived as a public interest institution to ensure equitable, accessible, and sustainable third-party motor insurance coverage.

Since its inception, the Fund has managed to deliver benefits judiciously and transparently, strengthening public trust and fulfilling its social protection role. Through proactive engagement, the Fund has also become a leader in road safety advocacy, working with law enforcement, NGOs, and the general public to reduce crash rates and foster responsible road usage.

Road Safety and Prevention Programs

The MVA Fund is not only reactive but also actively involved in prevention. It collaborates with stakeholders to:

• Conduct road safety education in schools and communities

• Support enforcement of traffic laws

• Promote safe driving campaigns and visibility initiatives

• Fund research and data collection on accident trends

Branches

Gaborone 

Physical Address: 

3rd Floor, MVA Fund House
Plot 50367 Fairgrounds Office Park

Tel: (+267) 3188533 / 3600100

Email: gaborone@mvafund.bw/ mvafund@mvafund.bw

Francistown

Physical Address: 

MVA Fund Ground Floor
MVA Fund House
Plot 44149
CBD, Off St Patrick Street
Behind Galo Mall

Tel: (+267) 2410670 / 2410670

Email: francistown@mvafund.bw

Selebi Phikwe

Physical Address: 

Plot 2574 CBH Building, Town Centre

Tel: (+267) 2600275 / 2600263

Email: phikwe@mvafund.bw

Maun

Physical Address: 

Plot 1196, Shop D2 Engen Centre

Tel: (+267) 6861788 / 6861788

Email: maun@mvafund.bw

Kang

Physical Address: 

Plot 659, Gamonyena Ward
(Next To Main Kgotla)

Tel: (+267) 6517121 /4

Email: kang@mvafund.bw

Palapye

Physical Address: 

House No. PA8MQ1/G,
BHC Offices

Tel: (+267) 4921022 / 4921022
Email: palapye@mvafund.bw